HOME LOAN OPTIONS
YOUR FINANCIAL SOLUTION
We are in this together, at Express Two Storey we understand everyone’s financial situation is different, and we know we can’t be experts in everything we do. That’s why our customers leave the building to us, and the best home loans to our partners at V Homeloans*. V Homeloans are our expert home loan brokers when it comes to investing in property.
Whether you’re after a first home buyer loan, next home buyer loan or construction loan, our team of home loan brokers will work with you to help achieve your financial goals. So no matter your position, we’ll look at the best home loans to cater for first homes, upsizing or downsizing, and investing.
Let V Homeloans find the best loan to suit your needs.
V Homeloans partners with over 25 lenders and service providers, offering all types of home loans to help you secure a tailored financial solution to meet your individual needs.
Building strong and lasting relationships with our customers is what we do – we know that finance isn’t just about today’s transaction, but about being your trusted partner as your needs and lifestyle change with time.
Your Building & Finance Journey
Are you building your first home?
Buying your first home is an exciting but challenging journey. There’s a lot of information to take in, but we’re here to help every step of the way. Thanks to our finance experts at V Homeloans, you can access the best loans for buying your first home or investing in property. At V Homeloans, you’ll have access to a wide range of first home buyer loans, with low deposit home loan products exclusively suited to first homebuyers. We’ve included some of the options below:
Keystart Home Loans
Buying your first home and struggling to save for a deposit? Keystart could be your solution! For those eligible, the Keystart Home loan only requires a 2% deposit, of which only 1% needs to be genuine savings. Plus, there is no lenders mortgage insurance (LMI) and no ongoing monthly account keeping fees – which can save you thousands! To put it into perspective, we’re talking repayments of approximately $50 a week during the construction period, Keystart makes home ownership affordable for everyone!
Low Deposit Home loans
Most lenders require a minimum of 5% genuine savings as deposit to purchase your first home. However, at V Homeloans they have access to lenders and first home loan products that may allow you to get into your new home without genuine savings, or with less than the full 5% deposit, if you are renting.
Guarantor Loans allow your parents or immediate family members to help you finance the purchase of your new home. By utilising their equity, they can act as a guarantor to assist you with finance. This can reduce the amount of deposit required at settlement which makes buying your first home even easier!
Construction home loans are very different from a standard home loan. Thankfully, construction finance is in our DNA! V Homeloans works closely with us (your builder), your developer and lender to guide you through the construction process to get you into your new home sooner.
First Home Owners Grant & Stamp Duty Concessions
As a first home buyer, if you are eligible for the First Home Owner Grant, you may also be eligible for stamp duty concessions. Leave that with us! We’ll ensure you get everything you are entitled to when it comes to buying your first home.
Are you building your next home?
You’ve been through this process before, but it’s likely your personal circumstances have now changed! Maybe you’re married; or you have built up some equity, or already own an investment property; you have kids; you’re upsizing, downsizing, or retiring; or just feel like a change?
As one of Perth’s leading home loan brokers, our partners at V Homeloans thrive on researching the best home loans from hundreds of products, from over 25 different lenders. And the best part? They completely manage the process for you – end to end!
Are you building to invest?
V Homeloans are experts in assisting investors when it comes to buying an investment property, comparing investment home loan rates and products to secure you the ideal investment finance solution. It’s all about getting your money working as hard as you are.
V Homeloans can work with you, your accountant or financial planner to ensure the loan structure is tailored to your personal needs. This could be for effective use of tax benefits; accessing equity in another property for investment; or for SMSF finance or interest only lending.
If you’re investing in property, our partners at V Homeloans have you covered.
*V Homeloans – VHG Finance Pty Ltd T/A V Homeloans is a Corporate Credit Representative Number 495067 authorised under Australian Credit Licence Number 389328.
Your full financial situation would need to be reviewed prior to acceptance of any offer or product.